What Are $400 Loans?
As the name suggests, $400 loans are loans that offer 400 dollars for emergencies or requirements that need just that much money. For example, medical bills that cost that much or repairs of items that cost around that much can be addressed with the help of these loans. Also, one can always apply for these loans when he/she needs some extra funds to get through the month with ease.
Do $400 Loans come with No Credit Check?
Yes. Loan for 400 dollars offered by online direct lenders comes with no credit check since credit checks go against the idea of providing these short term loans as fast as possible. That means that along with saving time, one can also get funded irrespective of his/her bad credit score, if that is the case.
Are 400 Dollar Loans Unsecured?
Yes. 400 dollar loans are small loans that do not need collaterals in order to be offered. Processing collateral takes quite some time which is why direct lenders offering quick 400 dollar loans online on the same day do not prefer asking for security of any sort. Also, these lenders understand that not everyone has a value to put up at stake in order to get just 400 dollars, which is another reason why they do not ask for collateral. So yes, 400 dollar loans are unsecured.
What Does One Need to Provide to Get a 400 Dollar Loan Online?
It is very simple to apply for a 400 dollar loan online since direct lenders make it easy for their borrowers to apply for these loans. All one has to do is fill out a form that takes just a few minutes to do and provide very basic documents, including:
- Your income statement/ pay stub, as mentioned earlier
- Your social security number
- Your age proof (18+)
- Your checking account details for transfers and withdrawals
- Your verifiable contact details
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CashTodayExpress provides borrowers with $400 payday loans with guaranteed approvals. These loans are quick to get right from application to transfer. We avoid conducting time-consuming procedures such as processing collaterals and conducting credit checks in order to fund you as soon as possible.